{"id":9757,"date":"2025-07-22T12:07:08","date_gmt":"2025-07-22T15:07:08","guid":{"rendered":"https:\/\/futurofunsejem.org.br\/online\/?p=9757"},"modified":"2025-07-23T14:13:02","modified_gmt":"2025-07-23T17:13:02","slug":"e-fundamental-planejar-nosso-futuro","status":"publish","type":"post","link":"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/","title":{"rendered":"\u00c9 fundamental planejar nosso futuro"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_custom_heading text=&#8221;\u201cA previd\u00eancia privada oferece uma s\u00e9rie de benef\u00edcios, incluindo o abatimento no imposto de renda. Al\u00e9m disso, \u00e9 um instrumento eficaz para sucess\u00e3o patrimonial, evitando burocracia e taxas associadas \u00e0 processos de invent\u00e1rio. A Funsejem se destaca por oferecer uma vantagem adicional: a empresa patrocinadora contribui com um porcentual, aumentando o montante aplicado e os retornos mensais.\u201d&#8221; font_container=&#8221;tag:p|font_size:18|text_align:left|color:%230299de&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20italic%3A400%3Aitalic&#8221;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_column_text]\u00c9 com essas palavras que Felipe Marcello Ramos dos Santos, engenheiro de Processos da Companhia Brasileira de Alum\u00ednio (CBA), Filial Sorocaba (SP), fala sobre a import\u00e2ncia de ter um investimento como o da Funsejem.<\/p>\n<p>Ele \u00e9 participante da Funda\u00e7\u00e3o desde 2017, quando ingressou na empresa. \u201cContribuo mensalmente com\u00a06% de b\u00e1sica, e mais 4% de adicional, e isso ajuda muito no abatimento do imposto de renda. Pretendo, futuramente, aumentar o total para 12% que \u00e9 o limite m\u00e1ximo para a dedu\u00e7\u00e3o do IR.\u201d<\/p>\n<p>Felipe deixa um recado aos empregados da Votorantim que ainda n\u00e3o aderiram \u00e0 Funsejem.[\/vc_column_text][vc_empty_space][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;9821&#8243; img_size=&#8221;full&#8221;][vc_empty_space height=&#8221;15px&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;\u201c\u00c9 fundamental planejar nosso futuro e de nossa fam\u00edlia, especialmente considerando as constantes altera\u00e7\u00f5es na aposentadoria do INSS, que t\u00eam gerado incertezas e perda de confian\u00e7a no sistema previdenci\u00e1rio.\u201d&#8221; font_container=&#8221;tag:p|font_size:18|text_align:left|color:%230299de&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20italic%3A400%3Aitalic&#8221;][vc_column_text]E, para o futuro, quando se aposentar e receber este complemento: \u201cPretendo estar financeiramente est\u00e1vel e utilizar o valor como um complemento de renda.\u201d[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>Felipe Marcello Ramos, engenheiro de Processos da CBA Sorocaba, fala sobre o abatimento do imposto de renda como um benef\u00edcio da previd\u00eancia privada.<\/p>\n","protected":false},"author":7,"featured_media":9864,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,77,7,123,61],"tags":[37,56,30,14,55,74],"class_list":["post-9757","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aposentados","category-capa-home","category-depoimentos","category-edicao-143","category-post-grid","tag-aposentadoria","tag-aposentados","tag-contribuicao","tag-investimentos","tag-participantes","tag-tributacao"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00c9 fundamental planejar nosso futuro | Futuro On-line<\/title>\n<meta name=\"description\" content=\"Felipe Ramos, engenheiro de Processos da CBA Sorocaba, fala sobre o abatimento do imposto de renda como um benef\u00edcio da previd\u00eancia privada.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00c9 fundamental planejar nosso futuro | Futuro On-line\" \/>\n<meta property=\"og:description\" content=\"Felipe Ramos, engenheiro de Processos da CBA Sorocaba, fala sobre o abatimento do imposto de renda como um benef\u00edcio da previd\u00eancia privada.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/\" \/>\n<meta property=\"og:site_name\" content=\"Futuro On-line\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-22T15:07:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-23T17:13:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/futurofunsejem.org.br\/online\/wp-content\/uploads\/2025\/07\/143-participante-1920x1080px-copy-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Futuro On-line\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Futuro On-line\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/\",\"url\":\"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/\",\"name\":\"\u00c9 fundamental planejar nosso futuro | Futuro On-line\",\"isPartOf\":{\"@id\":\"https:\/\/futurofunsejem.org.br\/online\/#website\"},\"datePublished\":\"2025-07-22T15:07:08+00:00\",\"dateModified\":\"2025-07-23T17:13:02+00:00\",\"author\":{\"@id\":\"https:\/\/futurofunsejem.org.br\/online\/#\/schema\/person\/e610ccd4d289071402e2ea074f8f3906\"},\"description\":\"Felipe Ramos, engenheiro de Processos da CBA Sorocaba, fala sobre o abatimento do imposto de renda como um benef\u00edcio da previd\u00eancia privada.\",\"breadcrumb\":{\"@id\":\"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/futurofunsejem.org.br\/online\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00c9 fundamental planejar nosso futuro\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/futurofunsejem.org.br\/online\/#website\",\"url\":\"https:\/\/futurofunsejem.org.br\/online\/\",\"name\":\"Futuro On-line\",\"description\":\"O jornal Futuro, informativo da Funsejem, \u00e9 uma publica\u00e7\u00e3o bimestral divulgada nas empresas da Votorantim, patrocinadoras da Funda\u00e7\u00e3o, e aos participantes autopatrocinados, vinculados e aposentados pelo plano.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/futurofunsejem.org.br\/online\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/futurofunsejem.org.br\/online\/#\/schema\/person\/e610ccd4d289071402e2ea074f8f3906\",\"name\":\"Futuro On-line\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/futurofunsejem.org.br\/online\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/bc77d2036e11927570b7c9cd87e39b76289d226ab85a86b2cd39e426b1bcceca?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/bc77d2036e11927570b7c9cd87e39b76289d226ab85a86b2cd39e426b1bcceca?s=96&d=mm&r=g\",\"caption\":\"Futuro On-line\"},\"url\":\"https:\/\/futurofunsejem.org.br\/online\/author\/arvoreazul\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00c9 fundamental planejar nosso futuro | Futuro On-line","description":"Felipe Ramos, engenheiro de Processos da CBA Sorocaba, fala sobre o abatimento do imposto de renda como um benef\u00edcio da previd\u00eancia privada.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/","og_locale":"pt_BR","og_type":"article","og_title":"\u00c9 fundamental planejar nosso futuro | Futuro On-line","og_description":"Felipe Ramos, engenheiro de Processos da CBA Sorocaba, fala sobre o abatimento do imposto de renda como um benef\u00edcio da previd\u00eancia privada.","og_url":"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/","og_site_name":"Futuro On-line","article_published_time":"2025-07-22T15:07:08+00:00","article_modified_time":"2025-07-23T17:13:02+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/futurofunsejem.org.br\/online\/wp-content\/uploads\/2025\/07\/143-participante-1920x1080px-copy-1.jpg","type":"image\/jpeg"}],"author":"Futuro On-line","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Futuro On-line","Est. tempo de leitura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/","url":"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/","name":"\u00c9 fundamental planejar nosso futuro | Futuro On-line","isPartOf":{"@id":"https:\/\/futurofunsejem.org.br\/online\/#website"},"datePublished":"2025-07-22T15:07:08+00:00","dateModified":"2025-07-23T17:13:02+00:00","author":{"@id":"https:\/\/futurofunsejem.org.br\/online\/#\/schema\/person\/e610ccd4d289071402e2ea074f8f3906"},"description":"Felipe Ramos, engenheiro de Processos da CBA Sorocaba, fala sobre o abatimento do imposto de renda como um benef\u00edcio da previd\u00eancia privada.","breadcrumb":{"@id":"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/futurofunsejem.org.br\/online\/e-fundamental-planejar-nosso-futuro\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/futurofunsejem.org.br\/online\/"},{"@type":"ListItem","position":2,"name":"\u00c9 fundamental planejar nosso futuro"}]},{"@type":"WebSite","@id":"https:\/\/futurofunsejem.org.br\/online\/#website","url":"https:\/\/futurofunsejem.org.br\/online\/","name":"Futuro On-line","description":"O jornal Futuro, informativo da Funsejem, \u00e9 uma publica\u00e7\u00e3o bimestral divulgada nas empresas da Votorantim, patrocinadoras da Funda\u00e7\u00e3o, e aos participantes autopatrocinados, vinculados e aposentados pelo plano.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/futurofunsejem.org.br\/online\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"pt-BR"},{"@type":"Person","@id":"https:\/\/futurofunsejem.org.br\/online\/#\/schema\/person\/e610ccd4d289071402e2ea074f8f3906","name":"Futuro On-line","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/futurofunsejem.org.br\/online\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/bc77d2036e11927570b7c9cd87e39b76289d226ab85a86b2cd39e426b1bcceca?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/bc77d2036e11927570b7c9cd87e39b76289d226ab85a86b2cd39e426b1bcceca?s=96&d=mm&r=g","caption":"Futuro On-line"},"url":"https:\/\/futurofunsejem.org.br\/online\/author\/arvoreazul\/"}]}},"_links":{"self":[{"href":"https:\/\/futurofunsejem.org.br\/online\/wp-json\/wp\/v2\/posts\/9757","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/futurofunsejem.org.br\/online\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/futurofunsejem.org.br\/online\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/futurofunsejem.org.br\/online\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/futurofunsejem.org.br\/online\/wp-json\/wp\/v2\/comments?post=9757"}],"version-history":[{"count":7,"href":"https:\/\/futurofunsejem.org.br\/online\/wp-json\/wp\/v2\/posts\/9757\/revisions"}],"predecessor-version":[{"id":9867,"href":"https:\/\/futurofunsejem.org.br\/online\/wp-json\/wp\/v2\/posts\/9757\/revisions\/9867"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/futurofunsejem.org.br\/online\/wp-json\/wp\/v2\/media\/9864"}],"wp:attachment":[{"href":"https:\/\/futurofunsejem.org.br\/online\/wp-json\/wp\/v2\/media?parent=9757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/futurofunsejem.org.br\/online\/wp-json\/wp\/v2\/categories?post=9757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/futurofunsejem.org.br\/online\/wp-json\/wp\/v2\/tags?post=9757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}